Phcs Medishare Provider Portal (2024)

FAQs

Is Medi-Share part of the PHCs network? ›

Doctor Network – Medi-Share has a Preferred Provider Organization (PPO) network of doctors. It's built on MultiPlan's PHCS network, which is the same company that manages networks for some of the major traditional insurance companies.

One of the major drawbacks of a health share plan is limited coverage. Unlike traditional health insurance, these plans may not cover chronic conditions, pre-existing conditions, or expensive treatments.

Medi-Share is a nonprofit health care sharing ministry of Christian Care Ministry, Inc ("CCM"). Medi-Share members voluntarily share each other's medical expenses in accordance with guidelines adopted by the members and administered by CCM. Medi-Share is not insurance and is not regulated as insurance.

Screening Procedures – Colonoscopies, prostate exams, and mammograms are not shareable under Medi-Share. These are important screenings, but you should plan to pay for them with your own resources. Vaccinations and Immunizations – All costs related to immunizations are excluded.

The PHCS Network: a national NCQA-accredited network

MultiPlan's PHCS Network is the only national independently-contracted primary PPO network to have been accredited by NCQA for credentialing – a status we've held continuously since 2001.

Private Healthcare Systems (PHCS) is a health insurance company that offers millions of members across the country coverage for medical and behavioral health care. They partner with Multiplan for access to its PPO network.

As a Medi-Share member, you can often end up paying less per month than non-subsidized health insurance options. However, these savings can vary greatly depending on factors such as the size of your family, the AHP you choose, and your overall health.

Since Medi-Share is a health sharing organization, and not a traditional Affordable Care Act-qualified insurance product, your monthly membership costs are not deductible on your individual income tax return.

MediShare plans have options availble that will fit every family and budget. Monthly contribution for families average $350.

After praising Christian healthcare sharing ministries in general, calling most of them "very reliable," Mr. Ramsey singles out Medi-Share's "great reputation." He then points out correctly that Christian health insurance alternatives are not insurance and don't face the same regulations as insurance companies.

What is the limit for Medi-Share sharing? ›

No sharing limits—unlimited annual and lifetime maximums. No health exclusions—no one declined for health reasons. Ease of use—no need for members to file bills, medical providers send them directly to Medi-Share for processing.

Medi-Share does not cover the following:

Dental, vision, and hearing: not eligible for sharing but can get exclusive discounts. Routine and preventive care: this includes physicals, immunizations, vaccines, mammograms, lab studies, and colonoscopies.

With Medi-Share, you select that number when you first enroll. Once you reach that number, Medi-Share only requires you to pay the provider's fees, up to $35 for an office visit, or $200 for emergency room visits.

Members Pay Provider Fees

Provider fees that aren't covered include routine wellness appointments, dental and vision check-ups, annual physicals, and preventive health exams. However, you'll be covered for some of these with Medi-Share Complete, the most comprehensive option.

No. Medi-Share is not insurance. Medi-Share is a healthcare sharing program where Christians share their financial resources to pay each other's medical expenses.

Find a Doctor through Medi-Share's preferred provider network, find dental, vision and hearing providers for discounted care, and utilize our $0 cost access to telehealth consultations with board-certified providers.

acquired by MultiPlan.

A: Medi-Share uses a Preferred Provider Organization (PPO) called PHCS. This means that members can choose from a network of over 4,400 hospitals, 79,000 ancillary care facilities, and 700,000 individual healthcare professionals nationwide.